Appraisal Process

... Phillip Coutu
Idaho Appraiser

... Phillip Coutu
United States Business Developme
420 NE Olive Way
Boca Raton, FL 33432
Tel: (561) 541-2242 • Fax: (877) 767-9112
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Present occupation:

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:101
Percentage of Appraisals representing the Policyholder:
Percentage of Appraisals representing the Insurance Company:43 %
Percentage of Appraisals acting as an Appraiser:
Percentage of Appraisals acting as the Umpire: 10 %

Other relevant information:
Independent General Adjuster and Contractor with extensive experience in
commercial, condo, and residential buildings. Partner in Frontier Adjusters,
2005-2007, and managed 18 Adjusters. Citizens quality control Adjuster,
2004-2005. Adjuster/Team Lead for Citizens (Florida 2005-2006). Licensed
General Contractor and state licensed roofer. Worked as a contractor or adjuster
for 12 hailstorms and 8 hurricanes.
Roofer/Contractor/Inspector for 19 years with hands on application experience
with heat weldable membranes, modified bitmen, titles, shakes, shingles, etc.
Expert at shrink wrapping buildings. Largest adjusted claim for insurer, 8.2
million. Largest construction contract, 3.2 million. Expert in damage detection,
thermal image reports, and construction consulting.

Years experience in insurance industry:

Insurance Company:1 Law Firm (Plaintiff):
Public Adjuster: Law Firm (Defense):
Independent Adjuster:12 Other:

Educational degrees / certifications:
Licensed Texas Insurance Adjuster 2003-2008
Licensed Florida Insurance Adjuster 2004-2007
Florida State Licensed Roofer and General Contractor
Commercial property adjuster, ISO policy accreditation, June 2007,
Vale Institute
Certified for heat weld-able membranes, Poly foam systems and
Modified bitumen.
Haag Certified Roof Inspector