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New Mexico Appraiser List

... Michael RuskinView / Print the ... Michael Ruskin Record Only
Disaster Pro Consulting, Inc.
7141 NW 48 Way
Coconut Creek, FL 33073
Tel: (954) 707-9547 • Fax: (831) 302-9547
Email: disasterpro@bellsouth.net
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Present occupation:
Independent Insurance Adjuster/ Appraiser/Mediator/Umpire

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:700
Percentage of Appraisals representing the Policyholder:
Percentage of Appraisals representing the Insurance Company:29 %
Percentage of Appraisals acting as an Appraiser:
Percentage of Appraisals acting as the Umpire: 70 %

Other relevant information:
President of Disaster Pro Consulting, Inc., a full service adjusting company
specializing in insurance damage appraisals and umpire services. We serve
the entire state of Florida.
I have a reputation for integrity and fairness when evaluating losses as an
Appraiser or Umpire. I do not believe in “splitting the baby” but instead award
on the proverbial phrase “it is what it is.” I have 15 years experience as a
restoration contractor and utilize this knowledge to fairly and accurately
evaluate the insurance claim.

Years experience in insurance industry:

Insurance Company: Law Firm (Plaintiff):
Public Adjuster: Law Firm (Defense):
Independent Adjuster:5 Other:Insurance restoration: 15 yrs.

Educational degrees / certifications:
Licensed and Insured ALL LINES Insurance Adjuster, 2006
MSM Degree, Management, Walsh College/Robert Morris, 1999
Certified Mold Remediator (CMR) through IAQA, 2004
ASCR Certified Small Business Recovery Planning, 1997
B.A. Degree, Accounting, Michigan State University, 1988
Vale Construction School Graduate, 1994

... Mark  RyanView / Print the ... Mark  Ryan Record Only
Ryan Claims & Consulting/ Ryan C
9240 Madewood Court
Royal Palm Beach, FL 33411
Tel: (561) 723-3580 • Fax: (561) 658-5742
Email: ryanclaims@comcast.net
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Present occupation:
Independent Insurance Adjuster/Loss Consultant/Appraiser/Umpire

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:150
Percentage of Appraisals representing the Policyholder:
Percentage of Appraisals representing the Insurance Company:70 %
Percentage of Appraisals acting as an Appraiser:
Percentage of Appraisals acting as the Umpire: 10 %

Years experience in insurance industry:

Insurance Company: Law Firm (Plaintiff):
Public Adjuster: Law Firm (Defense):
Independent Adjuster:4 Other:Contractor/Mold Remediation/Emergency Services: 12 yrs.

Educational degrees / certifications:
Certified General Contractor (CGC)
Certified Indoor Enviromentalist (CIE)
Certified Mold Remediation Supervisor (CMRS)
Certified Mold Remediator (CMR)
Water Damage Restoration Technician (WRT)
Moisture Detection Thermal Imaging Camera (TIC)
Property Claims Adjuster (PCA)

... Jose O. SanchezView / Print the ... Jose O. Sanchez Record Only
T & E Group Inc.
8720 SW 82 Street
Miami, FL 33173
Tel: (305) 893-6900 • Fax: (786) 345-5878
Email: claimadjusters@gmail.com
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Present occupation:
Public Insurance Adjuster/Appraiser/ General Contractor/Umpire

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:100
Percentage of Appraisals representing the Policyholder:
Percentage of Appraisals representing the Insurance Company:90 %
Percentage of Appraisals acting as an Appraiser:
Percentage of Appraisals acting as the Umpire: 10 %

Other relevant information:
Over 30 years managing buildings and facilities. Florida certified general
contractor licensed, Florida certified roofing contractor licensed, Florida
Community Association licensed. Appraisal for residential and commercial.
Served as Umpire.

Educational degrees / certifications:
State of Florida Certified General Contractor
State of Florida Certified Roofing Contractor
State of Florida Community Association Manager
Thirty four plus years of service restoration
Bioaerosis Certified

... R. David SantiagoView / Print the ... R. David Santiago Record Only
Independent Claims Adjuster, Inc
P.O. Box 161304
Miami, FL 33116
Tel: (305) 238-1411 • Fax: (305) 238-1413
Email: dsantiago@ica4ins.com
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Present occupation:
Independent Insurance Adjuster/Appraiser/Umpire

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:200
Percentage of Appraisals representing the Policyholder:
Percentage of Appraisals representing the Insurance Company:50 %
Percentage of Appraisals acting as an Appraiser:
Percentage of Appraisals acting as the Umpire: 25 %

Other relevant information:
Over 25 Years Experience in All Lines Adjusting. Past Director of SIU for a
Commercial Carrier. Licensed in numerous states including Texas, North
Carolina, California, Minnesota and Florida as well as being Flood Certified.
Honered Lifetime Member of the Cambrige Who’s Who, Board Member of
IAUA, Civic Leader and member of the Board of Valencia HOA and active
member at St. Richard Catholic Church.
Prior CAT experience includes Hurricane Andrew, North Ridge Earthquake,
Hurricanes Frances, Georges, Jean, Wilma, Floyd, Charley, Ivan, Katrina
and Ike.
I have developed a reputation of fairness and integrity among my peers as
well as those in the industry including Agents and Public Adjusters. I believe in
“owing what is paid and paying what is owed” and that is the
legacy that I am known for.

Years experience in insurance industry:

Insurance Company:3 Law Firm (Plaintiff):
Public Adjuster: Law Firm (Defense):
Independent Adjuster:22 Other:

Educational degrees / certifications:
NFIP
University of Puerto Rico, School of Engineering
20 years in the Airline Industry

... Steve ScantzoulisView / Print the ... Steve Scantzoulis Record Only
S & K Appraisal, Inc.
9904 Via Bernini
Lake Worth, FL 33467
Tel: (954) 410-9778 • Fax: (561) 429-3820
Email: sscantz@comcast.net
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Present occupation:
Appraiser/Umpire/Public Adjuster

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:100
Percentage of Appraisals representing the Policyholder:
Percentage of Appraisals representing the Insurance Company:45 %
Percentage of Appraisals acting as an Appraiser:
Percentage of Appraisals acting as the Umpire: 15 %

Other relevant information:
Licensed 36 years in Florida as Independent and Public Insurance Adjuster.
Comprehensive knowledge of construction and estimating as well as policy
coverage and associated legal issues. Having worked for many years as an IA
(most recently in Houston, Texas, 2008) as well as a PA provides me with the
balanced perspective and knowledge to function effectively as an Umpire.

Years experience in insurance industry:

Insurance Company:3 Law Firm (Plaintiff):
Public Adjuster:12 Law Firm (Defense):
Independent Adjuster:22 Other:

Educational degrees / certifications:
New York Institute of Technology, B.A., 1970
Florida All-Lines Adjuster, 1972

... Carl ScholtenView / Print the ... Carl Scholten Record Only
Claim Services
2155 Verdugo Blvd., #321
Montrose, CA 91020
Tel: (818) 541-9236 • Fax: (818) 671-3075
Email: cs@laclaimservices.com
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Present occupation:
Independent Adjuster/General Adjuster/Appraiser/Umpire

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:700
Percentage of Appraisals representing the Policyholder:
Percentage of Appraisals representing the Insurance Company:100 %
Percentage of Appraisals acting as an Appraiser:
Percentage of Appraisals acting as the Umpire: 1 %

Other relevant information:
In the past, judges and attorneys seeking remedy for both policyholders and
insurers have learned that Umpires or Appraisers were not as easy to find as
they first thought, as is true in a number of Counties in California. There hasn’t
been a shortage of claims requiring resolutions. The Apprasial or Umpire claim
resolution process was facilitated by only a few commited claims professionals,
many known only by word of mouth.
Our experience is primarily through the Insurance industry. The service is
codified to a degree as in the Windstorm Insurance Network, so the method
and formula is consistent with usual and customary practices in all settlement
negotiations that take place in the field, in arbitration, mediation, or in mandatory
settlement conferences. Historically, cases worked as Appraisers result in
the cases settling without an Umpire. And where it didn’t, clearly the Umpire
was vital ti its successful resolution or the path it takes. Seasoned personnel
understand positions being presented, respect contentious and meritorious
issues already developed by both sides to the forum. The process works toward
fair resolutions.
Our service area since 1990 has been in Southern and Central California,
including the coastal communities. Since 2002, service has called to other
states including Southern (Florida, Georgia, South Carolina, Texas), Midwest,
and New England States. Please feel free to refer representatives to our office
to discuss services. Requests for service are considered once preliminary information
is considered on each case.

Years experience in insurance industry:

Insurance Company:18 Law Firm (Plaintiff):
Public Adjuster: Law Firm (Defense):
Independent Adjuster:18 Other:

Educational degrees / certifications:
Business & Sociology, University of Iowa
Computer abd Accounting, Philips College

... Kim SmallwoodView / Print the ... Kim Smallwood Record Only
Midwest Regional Processing Cent
435 Jones Lake Road
Tiki Island, TX 77554
Tel: (417) 793-0715 • Fax: (503) 217-9553
Email: klsadjuster@sbcglobal.net
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Present occupation:
Independent Insurance Adjuster/Appraiser/Umpire

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:250
Percentage of Appraisals representing the Policyholder:
Percentage of Appraisals representing the Insurance Company:100 %
Percentage of Appraisals acting as an Appraiser:
Percentage of Appraisals acting as the Umpire:

Years experience in insurance industry:

Insurance Company: Law Firm (Plaintiff):
Public Adjuster: Law Firm (Defense):
Independent Adjuster:10 Other:15 years as Insurance Broker prior to going full time as IA.

... Wayne L. StewartView / Print the ... Wayne L. Stewart Record Only
W.L. Stewart & Associates, Inc.
4701 Cranston Place
Orlando, FL 32812
Tel: (407) 208-1232 • Fax: (407) 208-1158
Email: wayne@wlstewart.com
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Present occupation:
Independent Insurance Adjuster/Appraiser/Umpire

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:22
Percentage of Appraisals representing the Policyholder:
Percentage of Appraisals representing the Insurance Company:80 %
Percentage of Appraisals acting as an Appraiser:
Percentage of Appraisals acting as the Umpire: 20 %

Other relevant information:
Participated in over 30 mediations arriving at satisfactory conclusions
to over 80% of them.

Years experience in insurance industry:

Insurance Company:6 Law Firm (Plaintiff):
Public Adjuster: Law Firm (Defense):
Independent Adjuster:32 Other:

Educational degrees / certifications:
A.A., Business Administration, 1970
Safeco H.O. School, 1st in class, 1971
Numerous CE classes and legal seminars

... Thomas D. SwenartonView / Print the ... Thomas D. Swenarton Record Only
TDS Claim Consultants, LLC
1224 Willowick Circle
Safety Harbor, FL 34695
Tel: (727) 725-7534 • Fax: (813) 315-6657
Email: tswenarton@tampabay.com
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Present occupation:
Insurance Claims Consultant/Appraiser

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:100
Percentage of Appraisals representing the Policyholder:
Percentage of Appraisals representing the Insurance Company:100 %
Percentage of Appraisals acting as an Appraiser:
Percentage of Appraisals acting as the Umpire:

Years experience in insurance industry:

Insurance Company:18 Law Firm (Plaintiff):
Public Adjuster: Law Firm (Defense):
Independent Adjuster:2 Other:

... Richard  TutwilerView / Print the ... Richard  Tutwiler Record Only
Tutwiler & Associates, Inc.
5401 W. Kennedy Blvd., Suite 757
Tampa, FL 33609
Tel: (813) 287-8090 • Fax: (813) 287-0862
Email: ricktutwiler@publicadjuster.com
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Present occupation:
Public Insurance Adjuster/Loss Appraiser

Experience in insurance appraisals:

Estimated number of times that I have served as an Appraiser:8
Percentage of Appraisals representing the Policyholder:
Percentage of Appraisals representing the Insurance Company:100 %
Percentage of Appraisals acting as an Appraiser:
Percentage of Appraisals acting as the Umpire:

Other relevant information:
Rick was born and educated in Tampa, Florida. After graduating from Jesuit
High School in Tampa, he went on to earn his B.A. in Business Management
from the University of South Florida’s College of Business Administration.
Rick completed the Property Loss Adjustment Class from Crawford &
Company’s University in Atlanta, GA, the only adjusters education program of
its kind. Successfully settled fire, flood, windstorm, vandalism, water losses, and
lightning, and explosion cliams for both commercial and residential properties.
He has also acted as an appraiser for various claims resulting in very successful
outcomes for the insured. Currently hold licenses in New York, North
Carolina, South Carolina, and Texas. A member of the National Association of
Public Insurance Adjusters (NAPIA), Windstorm Insurance Network Inc.,
Community Association Institute Suncoast Chapter, USF College of Business
Alumni Chapter, a past member of the President’s Circle of Clearwater
Chamber of Commerce and actively involved in Big Brothers, Big Sisters for
community service.

Years experience in insurance industry:

Insurance Company: Law Firm (Plaintiff):
Public Adjuster:5 Law Firm (Defense):
Independent Adjuster: Other:

Educational degrees / certifications:
B.A., University of South Florida, 2005
Jesuit High School, Tampa, Fl, 2000
Crawford and Company University, Atlanta, GA, 2005
State Licenses: Florida - P006003
New York - PA-1097424
North Carolina - 8090263
South Carolina - 439634
Texas - 1399706
Also Licensed in Mississippi and Kentucky

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